Simplified Shopping

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hahha everything need tips even in shopping

Here are some tips to help you enjoy shopping this season without breaking the bank.

Have a plan Planning before you shop can save time, money and effort.
• Make lists and check them. Put some thought into finding that perfect gift, then plan alternatives and set a budget.
• Compare prices. You can do this online or compare between different stores. This allows you to find the highest quality item for the lowest price.
• Plan your route. Know the most efficient ways to get there, especially if youl be driving to different stores. The last thing you want is to get lost.

Parking Let other people fight for the closest space.
Parking in the far reaches of the lot will likely save you time. Plus, the walk inside is probably the last fresh air youe going to get for a while. Many malls have attendants on duty to help you carry your packages to the car.

Cash onlyLeave the credit cards at home.
Ellen McGrit, senior writer for Money magazine, says studies show people will spend 30 percent more when shopping with a credit card. Use cash or a debit card so you know your limits and won be tempted to exceed them.McGrit also recommends never signing up for in-store credit cards. Although they may save you 15 percent on the first purchase, youl end up spending more. Plus, those credit cards come with interest rates that simply aren worth it.

Keeping your cool
We've all heard horror stories about disgruntled holiday shoppers. This year, make sure you aren't one of them. Malls take steps to aid shoppers during the holiday season, said Molly Parrish, public relations director for mall-management company Simon Malls.Simon Malls, based in Atlanta, Georgia, stations guest service representatives at directories throughout the mall to answer customer service inquiries and provide additional support.

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